Get a Fixed Annuity Today,
A great alternative to savings accounts or CDs.
Call 800-860-1060 or click below to get your fixed annuity questions answered now.
Guarantees based upon claims paying ability of the issuing insurance company.
In deciding whether a fixed annuity is right for you, you should consider how it works and how it compares with other types of annuities. A fixed annuity provides a way to save money over the long term, allowing interest to accumulate tax-deferred. You pay for a steady stream of income. The insurance company guarantees your principal and a minimum interest rate. An annuity can provide you with a safe, reliable income stream in retirement.
We know there are several options for low-risk investments. We field questions every day about options, tax consequences, fees & more. If you have a specific question about your options or setting up a fixed annuity, don't hesitate to contact us for a free consultation now. We also have a blog post on fixed annuities specifically. Read it for more info.
A CD (certificate of deposit) is a product that offers interest in exchange for the customer depositing their money in a bank account for a specified amount of time. Most banks offer CDs and each bank may offer different interest rate options, terms, and early withdrawal penalties.
A Fixed Annuity is an insurance contract in which the insurer guarantees payment to the purchaser a fixed rate on their contributions to the annuity for a specific time period. The purchaser can choose to get payments immediately or defer them.
A savings account is offered by banks and is a general deposit account. It is flexible with deposits and withdrawals so you can easily access funds when you need them. They generally have a lower interest rate than other accounts.
Fees & Expenses
Since 1957, Hummel has been building its business on its uncompromising values of integrity, trust & hard work.
When it comes to retirement planning, this means that your Hummel Financial Advisor knows how important this decision is and we are here to help you choose the best option.
We're in the business of trust-building, not selling products.
Trusted Choice is a Directory of Independent Insurance Agents and Brokers, and is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company.
We want to help you carefully consider all available investment options for your situation. Because a fixed annuity is only one part of your financial planning picture, let the Financial Advisors at Hummel Group help you develop a comprehensive plan that meets your needs.
We can work with anyone in any state, but we are based in Ohio and have office locations in the following cities:
If you live outside of that area and would still like to work with us, no problem. Virtual meet-ups work just as well!