Get a Fixed Annuity Today,

A great alternative to savings accounts or CDs.

Call 800-860-1060 or click below to get your fixed annuity questions answered now.



Guarantees based upon claims paying ability of the issuing insurance company.


Why get a fixed annuity?

In deciding whether a fixed annuity is right for you, you should consider how it works and how it compares with other types of annuities. A fixed annuity provides a way to save money over the long term, allowing interest to accumulate tax-deferred. You pay for a steady stream of income. The insurance company guarantees your principal and a minimum interest rate. An annuity can provide you with a safe, reliable income stream in retirement.

Fixed Annuities – A Low-Risk Alternative to Savings or CDs.
Struggling to find safe havens for cash? A Fixed Annuity may be a good fit for you. To learn more about how a Fixed Annuity is a low-risk alternative to savings or CDs, check out our blog post.
Get Your Fixed Annuity Questions Answered

We know there are several options for low-risk investments.  We field questions every day about options, tax consequences, fees & more.  If you have a specific question about your options or setting up a fixed annuity, don't hesitate to contact us for a free consultation now. We also have a blog post on fixed annuities specifically. Read it for more info.

We Make the Process Easy!
Whether you want to discuss what options are best for you or if you know you want to sign up for a Fixed Annuity, click the button below to get started.
Know all the options and discuss with an advisor


A CD (certificate of deposit) is a product that offers interest in exchange for the customer depositing their money in a bank account for a specified amount of time.  Most banks offer CDs and each bank may offer different interest rate options, terms, and early withdrawal penalties.

Fixed Annuity

A Fixed Annuity is an insurance contract in which the insurer guarantees payment to the purchaser a fixed rate on their contributions to the annuity for a specific time period.  The purchaser can choose to get payments immediately or defer them.




A savings account is offered by banks and is a general deposit account.  It is flexible with deposits and withdrawals so you can easily access funds when you need them. They generally have a lower interest rate than other accounts.

Important Points to Consider Regarding Your Fixed Annuity Choice
  • Payment Options

  • Fees & Expenses

  • Potential penalties

  • Tax consequences

  • Services offered

  • Creditor protection

  • Distribution requirements

Earning Your Trust Since 1957

Since 1957, Hummel has been building its business on its uncompromising values of integrity, trust & hard work.
When it comes to retirement planning, this means that your Hummel Financial Advisor knows how important this decision is and we are here to help you choose the best option. 

We're in the business of trust-building, not selling products.

Hummel Group is a Trusted Choice Independent Agency. 
To learn more about what this means for you, take a look at the Trusted Choice Pledge of Performance by clicking the Trusted Choice logo.

Trusted Choice is a Directory of Independent Insurance Agents and Brokers, and is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company.

Discuss with a Financial Advisor

We want to help you carefully consider all available investment options for your situation.  Because a fixed annuity is only one part of your financial planning picture, let the Financial Advisors at Hummel Group help you develop a comprehensive plan that meets your needs.

Service Area

We can work with anyone in any state, but we are based in Ohio and have office locations in the following cities:

If you live outside of that area and would still like to work with us, no problem. Virtual meet-ups work just as well! 

The Next Step is Easy

Call 800-860-1060 or complete the form to get in touch.