Health Insurance

Tis the Season for an Insurance Review

Submitted by Hummel Financia... on Thu, 12/19/2019 - 7:00am

As another year comes to an end, it’s good to take stock of changes in your life or lifestyle that will affect your insurance protection in the New Year to come. The end of the year is a good time to conduct an insurance review to see if your policies still reflect the coverage you need or want. If changes are in order, it’s best to make them now so you can face the New Year with confidence knowing you’re fully protected against any eventuality. 

Benefits Buzz December 2017

Submitted by Hummel Financia... on Fri, 12/01/2017 - 8:00am

Did You Know?

According to the annual Kaiser Family Foundation and the Health Research & Educational Trust employer health benefits survey, over half of large employers have embraced telemedicine, with 63% offering health care services through this method.

Of these employers, 33 percent offer financial incentives to receive health care services this way, as opposed to an in-person physician visit.

Tips for Reviewing my Medicare Coverage During Medicare Open Enrollment

Submitted by Hummel Financia... on Thu, 09/21/2017 - 1:06pm

During the Medicare Open Enrollment Period that runs from October 15 through December 7, you can make changes to your Medicare coverage that will be effective on January 1, 2018.  If you're satisfied with your current coverage, you don't need to make changes, but it's a good idea to review your options.

During Open Enrollment, you can:

Long-term Disability Insurance

Submitted by Hummel Financia... on Thu, 09/07/2017 - 9:40am

Disability insurance is coverage that provides you with income protection should you lose time on the job due to an injury or illness.  With disability coverage, you receive partial replacement of lost income.

For working-age individuals, disability refers to a medical condition that reduces your ability to perform your job duties.